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LendUp's mission is to provide anyone with a better path to financial health.

Company Information

Could a lending system be built that helps people today, and prepares them for tomorrow? A lending system that builds a credit score, protects consumers from tricks and traps, and then goes the extra mile to make that experience so seamless that consumers feel empowered? That’s LendUp. LendUp's mission is to provide anyone with a better path to financial health.

We believe there are two types of financial products: chutes and ladders. Ladders help people up, chutes push people down. One of our core values is that every product we offer at LendUp is a ladder, measured by the long-term financial well-being of our customers. LendUp loans and credit cards are stepping stones towards better credit and reflect our commitment to getting our customers to a better financial state. We are a data-driven company.

We are building the most innovative credit models in the world, enabling us to extend credit as aggressively as possible and break Americans out of vicious debt cycles.

In 2016 we closed our Series C funding round and closed two new rounds of debt financing. We are backed by $250 million of equity and debt capital from notable venture and social impact investors including Y-Combinator, Kleiner Perkins, Andresseen Horowitz, Google Ventures, Yuri Milner’s Startfund, Data Collective, Thomvest Ventures and many others. Our team is a diverse group of professionals from major banks, venerable Silicon Valley technology companies, nonprofits and law firms to former consumer advocates, regulators and academics -- all play an important role in advancing our mission.

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